Gemini Crypto Card Approved! $1k limit (2024)

After reading this threadI went ahead and pulled the trigger on the Gemini card so I can start earning some crypto cash back. Approved for just $1k but still satisfied with the new card.

They pulled Experian, 733 score

No negatives, a mortgage from 2021, 17 student loan accounts since 2012, 9 open cards currently reported (my two Amex's from April not yet reported)

Inquiries reported 8/24, 5/12, 3/6

New accounts reported 9/24, 5/12, 2/6

Are credit limit increases available on this card in the future?

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myFICO | 757↑

Congratulations! That's good DP's to have, especially since@unsungivythought they weren't accepting new applicants.

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

Congrats on your approval!

Odd sli given your score. Maybe they put more wieght behind something like DTI? Regardless better to get atleast an approval.

@CubanCheapSkatewrote:

Congrats on your approval!

Odd sli given your score. Maybe they put more wieght behind something like DTI? Regardless better to get atleast an approval.

Thanks!

Yes, I believe so. I forgot to mention my BofA UCR is reporting a 50% utilization with a balance of $8700 (currently on a 0% intro rate).

Income $48k.

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myFICO | 757↑

congrats

Congrats.

Congrats on the approval!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)

@MissLizwrote:

Congratulations! That's good DP's to have, especially since@unsungivythought they weren't accepting new applicants.

Wait what? Huh? I said CURVE wasn't, not Gemini. In fact Curve just sent out an "all cards are closing" email a few days ago.

I said nothing about Gemini applicants in any way, just that there's no current way to request a CL increase with them; you get what you get.

SD - Biz -

@Wu-Creditwrote:

After reading this threadI went ahead and pulled the trigger on the Gemini card so I can start earning some crypto cash back. Approved for just $1k but still satisfied with the new card.

They pulled Experian, 733 score

No negatives, a mortgage from 2021, 17 student loan accounts since 2012, 9 open cards currently reported (my two Amex's from April not yet reported)

Inquiries reported 8/24, 5/12, 3/6

New accounts reported 9/24, 5/12, 2/6

Are credit limit increases available on this card in the future?

Unless they've changed it: no. They stated at one point that there is no method to increase your CL. I'm hoping that changes, since it's weird.

SD - Biz -